Dental & Vision Insurance

Disability income insurance protects your paycheck so you can focus on recovery without financial stress.

Medicare plans provide extensive coverage for many health-related needs. However, dental and vision coverage can be more limited. For example, Original Medicare does not offer routine dental coverage. This gap means that services such as routine cleanings, exams, x-rays, fillings, extractions, and dentures are not covered. Medicare Part A (hospital) may cover specific dental services if they are required for a covered procedure.

Similarly, routine vision care, including eye exams and the cost of glasses or contact lenses, is not covered under Original Medicare. Medicare Part B (medical) does cover certain vision services related to specific medical conditions, like:

• Eye exams for diabetic retinopathy
• Eye exams for glaucoma
• Cataract surgery

Dental and vision coverage is essential for seniors. There are generally three options for Medicare beneficiaries who want ancillary coverage:

• Medicare Part C (Medicare Advantage): Many Medicare Advantage plans include dental and vision benefits. These plans can include coverage for routine dental care (i.e., cleanings and exams) and vision care (i.e., eye exams, glasses, and contact lenses).



• Standalone Dental & Vision Plans: Standalone plans can be purchased separately from other Medicare coverage and include a wide range of coverage options. This is where CCSW's guidance really matters.  Contact us and we can help you navigate your options.
  

Under 65 and Looking for Dental and Vision Coverage?